UK Student Visa: CAS, Money Rules, Health Surcharge and the Graduate Route

Fee figures: catalogue of 6 October 2026.

Since Brexit, most international students, Europeans included, need a Student visa (the "Student route") for a UK degree. This guide follows GOV.UK as of October 2026.

Who needs a Student visa

Do not confuse this with the electronic travel authorisation (ETA). An ETA (£20, about €24) covers visits of up to six months, such as an open day, not a degree.

The conditions

You must be 16 or over and have:

The money you must show

You need the course fee for the first academic year (up to nine months), as stated on your CAS, plus living costs:

Where you studyPer monthFor 9 months
London (City of London and the 32 boroughs)£1,529 (about €1,816)£13,761 (about €16,342)
Anywhere else in the UK£1,171 (about €1,391)£10,539 (about €12,516)

The money must have been in your account for at least 28 days in a row, and the end of that period must fall within 31 days of your application. Student loans and official sponsorship count, with a letter from the lender or sponsor.

Under the differential evidence requirement, nationals of a listed set of countries do not have to submit financial evidence with the application. The list includes all EU and EEA countries, Switzerland, the USA, Canada, Australia, Japan, China and others. You must still have the money: UKVI can ask for proof.

English

You can pass a Secure English Language Test (SELT) from an approved provider, or, for degree courses, the university may assess your English itself at B2 level. Nationals of majority English-speaking countries such as Ireland, Malta, the USA, Australia and Canada are exempt. See IELTS and TOEFL for universities.

ATAS and TB tests

Fees and health surcharge

Applying and the eVisa

  1. Apply online from outside the UK. The earliest is six months before your course starts.
  2. Prove your identity with the "UK Immigration: ID Check" app or at a visa application centre.
  3. A decision usually takes three weeks; faster paid services exist in some countries.
  4. If you are approved, you get an eVisa instead of a sticker or card. No BRP cards have been made since 31 October 2024. Create a UKVI account, link your passport and use share codes to prove your status.

For a degree, the visa usually covers the whole course, up to five years in total.

Work and family

At a university with a track record of compliance, degree students may work up to 20 hours a week in term time and full time in the holidays. You cannot be self-employed. See working while studying.

Undergraduates cannot bring a partner or children. Since 2024 only students on PhDs or other research degrees, and government-sponsored students on courses longer than six months, can bring dependants.

After graduation: the Graduate route

The Graduate visa lets you stay and work, or look for work, after a UK bachelor's or higher degree. It lasts two years if you apply by 31 December 2026 and 18 months if you apply from 1 January 2027 (three years after a PhD). Anyone starting a bachelor's degree now falls under the 18-month rule. You apply from inside the UK before your Student visa expires. The fee is £937 (about €1,113), plus the health surcharge at £1,035 a year.

Where to look next

Official sources

Always check current information on the official website of the university before you apply.