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Health Insurance for Students in Romania: EHIC, CAS Cover, Visa Policy

Fee figures: catalogue of 6 October 2026.

Romanian rules for student health cover change at three points: the visa, the residence permit and, for older students, the extension of the permit. EU students rely mostly on the EHIC, while non-EU students can join the public system through their county health insurance house once they hold a residence permit. This guide reflects the pages of the General Inspectorate for Immigration (IGI), the Cluj county health insurance house (CAS Cluj) and Transilvania University of Brasov, checked in October 2026. For a Europe-wide view, see health insurance for students in Europe.

For the visa: travel medical insurance

IGI says that an applicant for a study visa must have travel medical insurance for the whole period of the visa. It must cover repatriation, emergency treatment and hospitalisation, be valid in the EU Member States and have a minimum cover of €30,000. The policy is bought before you travel, so check that the dates match the visa you request. The full list of visa documents is in student visa for Romania.

For the residence permit

Once in Romania you apply to IGI for the residence permit, and the file includes proof of health insurance valid in Romania. Check with your university which documents the local IGI office accepts. Transilvania University strongly advises students to have cover for the entire study period.

EU and EEA students

The Transilvania University page says that students from the EU receive medical care on the basis of the European Health Insurance Card (EHIC). CAS Cluj explains two levels:

If you stay more than three months, you also register your residence with IGI: see student visa for Romania.

Non-EU students

According to CAS Cluj, an international student from outside the EU and EEA presents these documents to the health insurance house to access medical services in Romania:

Transilvania University adds that students from outside the EU should find out whether a bilateral health care agreement exists between Romania and their home country. The page gives no details on what such agreements cover, so ask the embassy or your insurer.

The age-26 rule

CAS Cluj states that, under the legislation in force, student status can be obtained without paying a contribution up to the age of 26. After 26, students must pay a contribution and sign up with a general practitioner, who can issue prescriptions and medical notes.

IGI links this rule to residence: students who have reached 26 and need social health insurance must hold it to extend their right of residence under Law 95/2006 on healthcare reform. If you will be 26 during your degree, ask IGI and your county health insurance house early which rules apply to you. The documents of CAS Cluj are published for its own county, and other counties may use slightly different forms, so check with the house for the county where you study. The national site is cnas.ro.

Emergencies and private care

Transilvania University states that emergency care in Romania is free of charge. You can go to any authorised medical unit, public or private. Private insurers often send patients to specific contracted clinics and hospitals, so ask your insurer for the list near your university before you need it. The university also notes that some students pay their medical insurance in their home country rather than in Romania.

The sources used here give no official price for private student policies, so compare quotes and check the cover limits, the age cap and whether the policy is accepted for the visa and the permit.

Practical tips

Where to look next

Official sources

Always check current information on the official website of the university before you apply.